“Questions” In this show we switch it up a bit. Both Phil & Ken Privately came up with 4 questions to ask the other. The key to the questions is that neither one knows each others questions. This is a spontaneous show and reveals not only relevant information of our current market […]MORE

  “Snowball in June” This show was long in coming, however one of the most important if you are looking to get out of debt. The show moves very fast and covers not only the snowballing effect of paying off credit debt, but is shows you all the steps preceding the snowball in […]MORE

  “Backfired - Inflation” In this show will give you an update on the current mortgage interest rates and market conditions. We explore the rapid increase in rates and go deep into why they are rising. We study inflation and stagflation and what causes both. We than bring it all together and […]MORE

  “GPS Recalculations” Why are we talking about a GPS? In this show, we ask an important question. Wouldn’t it be great if you had a GPS to keep you on track in your financial life and personal life, and wouldn’t it be great if when we got off course, our GPS recalculated […]MORE

  Click here to view Hud Mortgagee Letter 2009-15 Hello Lehigh Valley Real Estate Community!  Ken Unangst here with the Lehigh Valley Wealth Center, Strategic Mortgage Planning bringing you a Wealth Center Alert.  We sent an alert earlier this week and mentioned that the plan to make tax […]MORE

  “Life Models”, this show kind of feels like our previous radio show “Traditional Wisdom”, however this show not only looks at the Great Depression generation, it also looks at others, especially the generations living today. Later in the show after laying a ground work of knowledge, we look forward to how […]MORE

  “National train Wreck” This show is a take off of our original show, “Work Till You Die” and “Train Wreck” In this show we look at America, and all the dramatic changes that have occurred to our retirement planning. We than look forward 20 & 30 years from now and look at […]MORE

Hello Lehigh Valley Real Estate Agents.  Phil Osborne here with the Lehigh Valley Wealth Center, Strategic Mortgage Planning.  Ken Unangst my business partner and I wanted to bring you a very important update that has significant impact on all of us in the real estate community.  […]MORE

Phil Osborne here with the Lehigh Valley Wealth  Center bringing you an INTEREST RATE and new mortgage program Alert.  First I wanted to thank all of our past clients who may know us as the Ken Unangst Team formerly of American Home Mortgage or some of you […]MORE

“Think Ahead” Our National savings rate is at 5%? Consumer debt is falling 5.2% each month? What is going on; what has happened to the “Super Size Me” Economy?  Get the facts and learn what is going on. Stop super sizing and start saving. This show is a […]MORE

“Think Ahead” In this show we look at the lack of planning in each of our lives. Living the day to day plan and forgetting about the future can have major negative effects on our financial situation. We also touch on life planning, mortgage and home planning as […]MORE

“Accumulation Vs Reduction” & “Last Chance”. In this show we tackle two subjects. First, we look at interest rates and the bleak reality of lower interest rates for the future. It is kind of now or never in our opinion. Rates in the high 4’s could hang […]MORE

“Live Like Your Credit Is Trashed” This show is a continuation of our debt management series. If your credit was trashed and you could not get any credit, how would your life be different? If the average American had no access to credit, how would that change […]MORE

“The Home Buying Process” This show is for all real estate buyers, first, second or third time home buyers. This show takes into account our 22 years of experience and puts it all together in an impactful 30 minute show. This show is jammed pact with essential […]MORE

““Mission to Costa Rica – First United Land Transfer Inc.” In this radio show we will cover two main topics. First: The process of closing of a mortgage loan and the need for Title Insurance, what is it, why you need it and what your rights are? We […]MORE

“Spring Home Purchase 2009” What is that smell? Yes! Spring is finally here and so is the spring market. There hasn’t been a real estate market like this in years. Just like the earthly season provides new life and new opportunities so does the spring real estate market. […]MORE

"Magic Money"- Where did it go? This rather humorous show asks a very basic Question “Where did all our money go”. It was there when we invested it, now they say it doesn’t exist. If  I lost the money to a bet, at least it still exists. However […]MORE

"Shift"- In order to shift you must take some kind of action. When you shift, things change, like shifting your car or the shift key on a computer. In life there are times to continue in the same direction and times that require a change. This show explores […]MORE

"Riches Vs. Wealth” in this show we look at what financially wealthy people are like and compare and contrast them against the majority of Americans who we would call rich. This is kind of like the commercial on TV where the punch line is “I’m up to […]MORE

"Debt Con-Solidation" in this show we bring you the truth about debt consolidation loans. The debt consolidation loan in many cases is the mortgage industries biggest con of them all. In many cases the client’s financial future may be seriously injured. This is not a loan to be […]MORE

"Stimulus"  In this powerful show we reveal the details of the American Recovery and Reinvestment ACT signed into law by President Obama.  We focus in on the housing related details within the 789 billion dollar plan including the NEW $8,000 tax credit available for […]MORE

"Creative Change” in this show we look at the current market and all its complexities. We address how we did things in the past and what changes we need to make for the future. Change is the theme right now, however change is not enough. We need creative […]MORE

"No Rate of Return” in this show we look at one of the worst investments the American home owner can make. In fact, this investment is the most common investment for in America today, and is responsible for many of the financial hardships we are facing today. Do […]MORE

"Get in Line” in this show we look at all the reasons you may want to refinance. We also give you and update on the interest rate environment as well. We dive into the future and look at what may lie ahead and how a refinance now and […]MORE

"Do it afraid” in this show we look at all powers and excuses that stop us from succeeding in our personal and financial life. We look at the current interest rate environment and the refinance market. We look at human nature and all the reasons we fail to […]MORE

"Reverse" in this show we look at the power of a FHA Insured Reverse Mortgage. If you are 62 or older, this is a must listen. If you are younger; this teaching is even more important.  If you can understand and gain the concept of a reverse mtg. […]MORE

"Gold Rush” in this show we look at the Mortgage Industry. We compare the broken down state of the industry, just clinging to life reduced by about 60+% over the last year; to the overloaded and overwhelmed industry in the middle of a refinance boom. This is an […]MORE

"Resolutions” in this show we give a basic update on interest rates and refinancing; however we spend a majority of our time on fun stories of Christmas pasts and look at our new years resolutions. If you do not have a New Year resolution, perhaps you will find […]MORE

"Real Success Part #1” is a show that stands on its own. In this show we do a basic update on interest rates and the local Real Estate Market in the Lehigh Valley, but spend the majority of our time on a real success story. We […]MORE

"Real Success Part #2” is a show that stands on its own. In this show we do a basic update on interest rates and the local Real Estate Market in the Lehigh Valley, but spend the majority of our time on a real success story. We […]MORE

“Tactics of The Beast” This is part 3 of our economic study of the overall focus and workings of our Nation’s economy. In part 3 we look at the tactics our economy uses to entrap and enslave the unsuspecting public. This is a very telling show that […]MORE

"Depression" This is part 2 of a two part series on the great depression and the causes that contributed. We compare and contrast those causes to what has happened in our current economy and what could occur in the future. We are not predicting a global depression; however it does […]MORE

"Depression" This is part 1 of a two part series on the great depression and the causes that contributed. We compare and contrast those causes to what has happened in our current economy and what could occur in the future. We are not predicting a global depression; however it does […]MORE

“Unlock The Door” This show will give you the secret to solve the Recession, our country finds it’s self in. We will look back at the last two recessions and how each president handled It., and in both of these cases, what lead us out of the recession […]MORE

“What Next” This show will take you through the current market situation and give you predictions for the near future. We look at the Obama presidency and what steps he can take that will be helpful and other steps that would be harmful to our unstable and failing […]MORE

“Loyalty to the beast” This is part three to the feeding the beast series, however the show stands on it’s own as a solid teaching on why we are now in a recession, and what we need to do to come out of it in good financial shape. […]MORE

“Taming the Beast” This is a continuation in the “Feeding the Beast” series. If you have been following our teachings over time, this show will bring it all together for you. This teaching will make sense of the credit crisis, and our current economic condition as a nation. […]MORE

In these trying times, people with cash do not know where to go or where to turn to invest safely. This show takes you on a journey into the world of real estate investing - it’s ups, its downs and winning strategies. We look at residential multi-unit properties as a safe […]MORE

Rates are falling! With tough economic times ahead, we must think about our immediate financial future. The Big Question is: How can you and your family use this opportunity, of lowering interest rates to increase your family’s financial situation? Learn what actually affects interest rates and what to do with your […]MORE

Thank you for your interest in this weeks radio show. How would you react in a natural disaster? This show is a brief study on how various people react in a disaster situation. We contrast these reactions to how we will react in our current economic disaster that all Americans find them self in today’s […]MORE

This week’s radio program is entitled “Reset”. This show is bases on some of our earliest shows that we recorded aired on WAEB news-talk radio, where we predicted early on that our economy would go through a “Reset”. As we can all see, our economy is going through that reset. This show takes you through […]MORE

After taking July and August off, Ken & Phil and the Lehigh Valley Wealth Center are back with our third show of the fall season entitled “Now & Later”. This show could be one of our best. We take a hard look at the housing market now and compare it to averages over the last […]MORE

We are back!!! After taking July and August off, Ken & Phil and the Lehigh Valley Wealth Center are back on air in our normal time slot. This is our 67th show that we have produced on air with WAEB and are excited to begin another impact filled season. While our nation slides into even […]MORE

This is Phil Osborne with the Lehigh Valley Wealth Center brining you a wealth Center Alert Today an unprecedented Government takeover of Two Mortgage Giants Fannie Mae (FNMA) & Freddie Mac (FHLMC) was announced. The Government poured a 100 Billion Dollars of your tax Dollars to not only bail out but physically take control of […]MORE

    This is Ken Unangst with the Lehigh Valley Wealth Center brining you a wealth Center Alert for Real Estate Professionals in the Lehigh Valley. Today an unprecedented Government takeover of Two Mortgage Giants Fannie Mae (FNMA) & Freddie Mac (FHLMC) was announced. The Government poured a 100 Billion Dollars of your tax Dollars to not […]MORE

We are back!!! After taking July and August off, Ken & Phil and the Lehigh Valley Wealth Center are back on air in our normal time slot. This is our 66th show that we have produced on air with WAEB and are excited to begin another impact filled season. While our nation slides into even […]MORE

Topics covered : *Fannie Mae and Freddie Mac-What is in the works that could affect investors *Update on Seasoning Requirements. *Other options-Commercial Loans. *Leverage-home equity loans, lines of credit, etc *Recent Legislation-any advantage for real estate investors? *Credit Crisis- when will it be over? MORE

Welcome to this weeks Interest rate and market update. This week’s recording is about 4 minutes long, and covers many different and important areas of our market and economy. It is based based on events from this week, economic reports, product updates and national news. Please, don’t forget to tell all your friends […]MORE

Here is some information on the new first time home buyers credit. 1. Unlike other credits, the first-time homebuyer credit must be repaid in equal installments ( $ 500/year) over 15 years, essentially making it an interest-free loan from the government for most qualifying homeowners. Repayments start 2 years after the year in which […]MORE

“See You In September” is our last Radio Show for the summer. Yes, we are taking a two month break from broadcasting our weekly radio show. We will be back on the air September 7th at 7:30am, and will run throughout the year. This last show digs deep in to the Wealth Center Vision and […]MORE

“Summer Home Purchase” is basically part two of our most downloaded show ever, entitled “Spring Home Purchase”. In this show we look at all the excitement of the summer and all the possibilities for our financial future. We start at home improvement and repair. To new and existing home purchase, and finish with debt consolidation […]MORE

Hope you enjoy this week’s radio show entitled “Why Financial Plans Fail”. We dive into the various reasons for plan success and failures. We detail the behaviors & decisions that lead to financial hardship and how to avoid it. We also contrast with good decision making and ideas that can give us a fresh […]MORE

This may be one of the best shows we have ever done. If you will be paying for a college education in the future, or want to get paid back for the college you already paid, than this show is for you. This show explores the different options available for paying for a college education […]MORE

This is a fun, yet vitally important show. This show explores the importance in having the right Quarterback to lead your financial future to victory. It is not enough to just throw anyone into the game who says they are a good quarterback, you need the right quarterback. The show goes into many other and […]MORE

Please enjoy this week’s radio program entitled “Blind Sided”. If you have ever lost your job and didn’t see it coming, you will definitely relate to this one. In this show, Ken will share his personal experiences in being blind sided three time over the last 21 years in the mortgage finance business, and how […]MORE

Please enjoy this weeks radio program entitled “Why not you”. This show is a part two to our previous show “This could be you”. This show is all about how we help others to achieve a greater financial future. We dive into two more scenarios from two different clients with different financial situations and watch […]MORE

Please enjoy this week’s radio program entitled “Trapped”. If you ever dreamed of a different life, a life more suited to your talents and abilities, only to find that your current financial situation prevents you from following that path, than this show will really speak to you. With out even knowing it, our spending and […]MORE

Please enjoy this weeks radio program entitled “This could be you”. This show is all about how we help others to achieve a greater financial future. We dive into two different scenarios from two different clients with different financial situations and watch their financial futures become transformed. We show how you can go from no […]MORE

In this radio show we explore the “why” of wealth building.  Why do it and why people don’t.  Wealth isn’t about how much money is in your pay check!  We also explore the cash flow quadrants from author Robert Kiyosoki.  Awesome show, download it to your mp3 or right click and “save target as” to […]MORE

Great radio show revealing the terrible reality of our economy. We discuss the importance of being prepared to enter a time of trouble in our economy and how a properly structured mortgage and debt management plan has a huge role in that preparation. A must listen show for listeners of all ages!! MORE

In this fun, yet real show we discuss what credit has done to our society, the good the bad and the ugly. We also talk about cash and its psychological effect on us as consumers. Great show, definitely one you will want to forward to all your friends, family and co-workers. MORE

Spring show What is that smell? Yes! Spring is finally here and so is the spring market. There hasn’t been a real estate market like this in years. Just like the earthly season provides new life and new opportunities so does the spring real estate market. So many opportunities exists out […]MORE

Grand Slam Yes baseball season is here but we are not talking about the Red Sox in Japan on this show. This show is a very special one, it is our 52nd show or our 1yr anniversary on the air. So celebrate our anniversary and download this awesome show. In it we explore […]MORE

What does the perfect day look like and feel like?  No debt sound good?  Debt kills creativity and keeps from fulfilling ours dreams!  It is time to dream again but first you have to get out of debt!  Enjoy! MORE

This is for all of you who want to pay off your mortgages and want to have a “mortgage burning party”.  Listen at your own risk some of what we say may be shocking!!! MORE

Are you adequately prepared for financial difficulty?  Our economy is rapidly changing and many believe we are already in a recession.  Find out in this show how a properly structured mortgage and debt management plan can be your life boat if the flood waters spill over in your life or the economy. MORE

An awesome show about the “Beast”. What is the Beast? You will have to listen to find out. One thing we can tell you is that the beast doesn’t like you unless you feed it!! Enjoy the show!     MORE

Great show with a valuable update on interest rates and a look at why people are not buying in today’s amazing real estate market. Enjoy! MORE

Probably one of our best shows yet!! This one is a show for all ages as we share stories about our kids and money. Kids can smell a fake a mile away so it’s time to get real with our kids especially about money. Make sure you download this […]MORE

Will you work till you die?  We hope not but stats are showing that many of us will.  In this show we discuss the reality of where we are as a nation financially and how to avoid getting devoured by the “beast”.  Find out what the “beast” is in this thought […]MORE

In this show Ken and Phil explore the generational mindsets that have impacted us financially, specifically related to interest rates and mortgages. MORE

There is a financial wreck that is occurring and will get worse if we don’t change. In this show you will learn what needs to change and way and how to avoid the financial disaster that is looming over our nation. The solution lies within each of us as individuals, we […]MORE

In this radio show Ken and Phil dive into the costs involved in refinancing…there is no such thing as a free lunch! Find out the ins and outs of how lenders play the cost game and how you can avoid it entirely.Is it time? Enjoy the show!     MORE

Is it time? In this radio show Ken and Phil discuss the favorable interest rate environment providing great incentive to consolidate, leverage to invest, and other smart strategies to build wealth. Everyone has a different financial story, what is yours, contact us today for a […]MORE

In this show Ken shares a personal story that can happen to anyone. In it we cover the importance of having a financial and mortgage plan that helps prepare you for challenges that Ken and his family recently faced. Are you prepared for the “what ifs” in life? MORE